Cardinal Bank is among the biggest monetary organizations headquartered in Northern Virginia as well as the Commonwealth of Virginia. Cardinal Financial Corporation is composed of Cardinal Bank, George Mason Mortgage, and Cardinal Wealth Services. Cardinal even offers an ownership desire for Bankers insurance company. With banking offices conveniently positioned in Virginia, Maryland and also the District of Columbia, we offer leading-edge technology and attention that is traditional detail and individual solution this is certainly first rate.
The Cardinal Benefits
Cardinal Bank is aimed at assisting people and companies achieve their objectives by understanding their economic requirements. Our bankers tune in to your tales. We learn about your aspirations and challenges. Then we go to work matching the banking solutions to your needs that may help you be successful. Your tale becomes our tale, too, even as we read about your specific situation and attempt to deliver a unique, constant, and superior customer experience that combines value, convenience and attention that is personal.
We have been proud to supply a number of services and products вЂ“ from your home mortgages to business that is small, individual and company deposit reports, wide range administration solutions and business money management solutions вЂ“ providing the right mix of individuals, services and products to obtain the absolute most of one’s banking relationship. We desire to have the honor of serving both you and assisting you to pursue the next chapter of the tale.
Subscriptions and Associations
Cardinal Bank is proud to become a right part of the subscriptions and associations:
- Virginia Bankers Association (VBA);
- Virginia Association of Community Bankers (VACB);
- United States Bankers Association (ABA);
- Independent Community Bankers Association (ICBA);
- Federal Deposit Insurance Corporation (FDIC).
Cardinal Bank provides a number of checking, cost savings, cash certificate and market of deposit reports to meet up with the requirements of organizations from those people who are just getting started to those people who are mature.
Our checking products consist of:
- Company ChairmanвЂ™s Club Checking;
- Commercial Checking;
- Company Interest Checking;
- Merely Company Checking.
2 Other Deposit Accounts
You can expect extra deposit records to guide your clientsвЂ™ needs or even better assistance manage income:
- Escrow Manager;
- Interest on Lawyer Trust Accounts;
- Sweep Services;
- Zero Balance Accounts.
3. Savings and Cash Marketplace
Earn much more with a cost savings or cash market account:
- Company Monster Cash Marketplace;
- Company Money Market;
- Business Merely Savings.
4. Certificates of Deposit (CDs) and CDARS
Earn significantly more with Certificates of Deposit or spend sums that are large retain FDIC protection with CDARS.
5. Overdraft Protection
Cardinal Bank provides choices for overdraft security to greatly help avoid embarrassing moments and costs with Overdraft Protection credit line or Savings/Money Market Overdraft Transfer.
6. Business Insurance
Company Insurance Services Supplied Include:
- Property Coverage вЂ“ Buildings, Business Personal Property, Computer Gear;
- Expert Liability вЂ“ Errors and Omissions, healthcare Malpractice, Directors and Officers obligation;
- General Liability вЂ“ Premises and Operations, Accidental Injury, Fire Harm, Employment Techniques Liability;
- Commercial Cars;
- WorkerвЂ™s Compensation;
- Employee Benefits вЂ“ Major Health, Impairment, Dental, Group Life, Key Worker Life Insurance Policies, Voluntary Life Insurance Policies;
- And much more.
Unless your business has knowledgeable and experienced folks who are specialized in managing your employee your retirement plan, you should think about employing a monetary consultant whom focuses on 401(k) plans and it is as aimed at your requirements when you are to your workers. All k that is 401( plans have a similar fundamental goal вЂ“ to serve being retirement cost savings policy for employees. However, there are various 401(k) plan designs that suit an array of specific business requirements. The 401(k) advisorвЂ™s part is always to assist you to set reasonable expectations, choose the most suitable plan, then handle most of the components on a continuing foundation to aid make sure a successful strategy.
A powerful 401(k) consultant is a lot like an advisor, coordinating the task of the with particular expertise in a few areas. That you select someone who can manage the whole, rather than just certain parts since you have the overall responsibility for all the various plan functions, it is important.
Keeping a suitable your your your retirement arrange for your business frequently may seem like a disheartening task вЂ“ especially considering anything else that goes into managing a business that is successful. For people at Raymond James, it is certainly one of our specialties. As a whole, the part of the 401(k) consultant could be segmented into:
- Developing a general retirement plan strategy with certain objectives to have success;
- Evaluating and picking the service that is appropriate to your requirements;
- Reviewing the program design conditions such as for example matching share formulas, revenue sharing allocations, etc.;
- Assisting into the design of this investment policy declaration (IPS) to greatly help minmise your fiduciary obligation;
- Managing the execution and change to providers that are new
- Serving once the main contact for all aspects of plan servicing;
- Offering ongoing plan reviews;
- Handling worker interaction and investment training;
- Educating plan participants about plan circulation alternatives, offer retirement cash movement analysis, and, whenever necessary, check with retirees regarding investment asset allocation.
When you yourself have any queries linked to our bank, please go ahead and call us to learn more or even to schedule a consultation!